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Wake up every morning feeling worthless

2»

Comments

  • Don't worry it's only money.

    Depending on your career and income it might be best to go bankrupt?

    Xx
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    edited 19 October 2014 at 10:07AM
    Only go with a free dmp provider not one that charges as advertised in the previous post.
    Post been removed.
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY
    http://forums.moneysavingexpert.com/showthread.php?t=4768685
  • hi

    my catalogue debt at one point wasn't far off yours. its not the worst thing in the world! I have now paid it all off. An amazing feeling.
    please don't beat yourself up - you now realise you made a mistake and are dealing with it.

    Please ring and sort this out. Good luck and keep in touch

    Paid off all Catalogues 10.10.2014
  • I was in the sameplace as you, not so long ago. Not eating, sleeping etc and being hassled by creditors day and night. Also thought of another way out as well, but there is light at the end of the tunnel.
    Had my LBM, went onto a DMP and the relief was immense. I could shop normally, pay all essential and priority bills etc.
    I also started thinking more clearly than I was and was in a much better place mentally.
    I also noticed in amongst my very large catalogue bills that I was paying extra care insurance (ppi) and I have claimed that all back - Is that something that you could look into?
    Follow all the advice on here - it really does help. Take care
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