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Will I ever be able to rent my own place with bad credit history?

Leon_82
Leon_82 Posts: 41 Forumite
Part of the Furniture
in House buying, renting & selling
I have defaults, however I wish to maybe start renting a place on my own through estate agents.

Will they ALL ask for credit checks or is it spareroom.com forever?

Thanks.

Comments

  • Cautious_Optimist
    Cautious_Optimist Posts: 345 Forumite
    Are they CCJs against you?
  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Why do you want to use estate agents? Using a private landlord is your best bet. Many of them don't credit check.
    Do you have anyone who would act as a guarantor?
    Changing the world, one sarcastic comment at a time.
  • Leon_82
    Leon_82 Posts: 41 Forumite
    Part of the Furniture
    No CCJ's.

    Unsure, didn't know where to find private landlords advertised?
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Try gumtree for private landlords.

    Letting agencies can only see your public credit file and that only shows bankruptcy and CCJs so as long as neither apply to you then you should be fine.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Leon_82 wrote: »
    Will they ALL ask for credit checks or is it spareroom.com forever?
    Every reputable agent will, yes. It's why landlords pay them.

    But that doesn't mean "spareroom.com forever". Just until you rebuild your credit record, and you also have other sources - landlords who don't use an agent etc.
  • stator
    stator Posts: 7,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Look in the local paper, the ones that are advertised on their own in classified format are usually independent landlords without and agent.
    Changing the world, one sarcastic comment at a time.
  • Kevie192
    Kevie192 Posts: 1,146 Forumite
    Pixie5740 wrote: »
    Letting agencies can only see your public credit file and that only shows bankruptcy and CCJs so as long as neither apply to you then you should be fine.

    This.

    No need to worry. Happy letting ! :)
This discussion has been closed.
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