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Which account option for the future any feedback plz
kpearsoncj
Posts: 248 Forumite
Hi i have a halifax reward account / club lloyds account and santander 123 account.
I fund and run through the dd's to get most i can cinema tickets free £5 from Halifax and bits of cash back from santander.
I have recently paid 3 defaults and 2 drop off next year so my credit file will be improving slowly.
I also have a barclaycard initial card new this month £150 and cap one classic £200 and a vanquis card £1000 (all more or less debt free except for £50 here or there)
Does anyone have any experience of getting good credit cards from the above banks after previous debt problems?
My ultimate aim is to get a good credit card and also make as much from my wages as i can - hence the different account benefits currently taking home £1606 a month.
any help / advise is welcome and thanks.
I fund and run through the dd's to get most i can cinema tickets free £5 from Halifax and bits of cash back from santander.
I have recently paid 3 defaults and 2 drop off next year so my credit file will be improving slowly.
I also have a barclaycard initial card new this month £150 and cap one classic £200 and a vanquis card £1000 (all more or less debt free except for £50 here or there)
Does anyone have any experience of getting good credit cards from the above banks after previous debt problems?
My ultimate aim is to get a good credit card and also make as much from my wages as i can - hence the different account benefits currently taking home £1606 a month.
any help / advise is welcome and thanks.
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