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issue with credit file
Nath2302
Posts: 3 Newbie
I am currently in the process of now trying to pay off all my debts as I have a lot more income after completing my apprenticeship. I have recently called mmf to arrange a set up plan to pay off an outstanding balance. Even though it shows a default amount of 170.00 they have said that the total is 290.00 is this right?? Also I was advised that there is another debt with them for over 1000 to Mr lender. A pdl which was originally 300 that I thought I had paid back. I am now worried that this debt from 2012 is now going to tarnish my credit file even more as it does not show on my credit file at the moment. I have said the mr lender debt is news to me so I'd need to look into it. Any help advice appreciated. Regards one uneducated human
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Comments
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Hi Nath2032,
In regard to your credit report, not all lenders will share information with credit reference agencies, so it may be that the debt is not appearing on your report.
If a county court judgment was taken out for the debt then this would appear on your report.
Kind Regards
Neil“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0
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