Current Account Turnover Data?

GingerBob_3

Just got a statement from a new Santander current account. Under the final balance they make some point about how they inform the CRAs about how often money is paid in. Now this type of data does not appear on credit reports, so I'm guessing it's concerned with the CRA's scope creep current account turnover data (which can, of course, be highly misleading if used to assess credit worthiness). This data is perhaps one of several invisible items now held by the CRAs. I'm toying with the idea of filing a subject access request with Experian to try and winkle out exactly what data they do hold. Has anyone had any experience of doing this, and if so, did it shed light on anything unforeseen?

thebritishbloke

I would have a guess that a SAR to a CRA would just result in a very expensive credit report.

GingerBob_3

thebritishbloke wrote: »

I would have a guess that a SAR to a CRA would just result in a very expensive credit report.

Do they not record current account turnover? Also, they have their fingers in many pies. Experian CMT (check my tenant) for example, and other data grabbing services. Might be worth a punt. I'm ex-directory and I can only think of three companies that have my number (Lufthansa, BA and BG) but recently I've been plagued by callers who have linked my name to my number. It'll be interesting to see if Experian has my number in any of their databases - and I'll be bloody annoyed if they have!