£500,000 I want to keep safe - ideas please

colsten

CantDecide wrote: »

Opinions, tips, ideas would be useful

It is quite impossible to make any useful suggestions over and beyond dumping the lot into NS&I so you can decide in peace and quiet what you want to do.

We have no idea how old you are, what current and future financial commitments you have to yourself and any potential dependents, whether you have any debts (incl mortgage), whether you have a pension, what your real attitude to risk is, what your income, tax band and expenses are, what your expectations on your lifestyle are etc etc etc.

The value of financial advice is probably commensurate with what you pay for it - i.e. nothing when it comes to an internet forum

Eco_Miser

CantDecide wrote: »

So in 6 months will you put it all in for another 5 years???
I bet you won't!!!

Probably not, because it won't be paying 5% any more. More likely I will transfer it into an S&S ISA (it's currently a cash ISA). I won't be putting it in a 1 or 2 year fixed rate account though.