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Shifting this debt one £ at a time.
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Hi jwil :wave:
How's it all going??MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »Hi jwil :wave:
How's it all going??
All is ok thanks Brizzle, going to try and update now "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Right, I've been back to work but DH is still off and has been working hard bless him! My ranting must have worked
I've listed 33 items for him on ebay and we sold a few as well this week. He's also started sorting through some of the stuff that's been stacked everywhere, so you can see a difference now in some of the areas he's been clearing.
We've got a lot of stuff prepped for car boot and are probably going to try and do one on Saturday and Sunday this week to try and clear some stuff.
No real payments for me as I'm skint. Used amazon vouchers to buy a birthday gift today, and have another birthday next week to cover as well. Any ebay sales are going to have to cover general living at the moment. I must get some stuff sorted out for me and on, so I can get the extra cash in.
I'm off again next week so will try and get some more done there. I've had to book the boiler service so will need money for that. Also my MOT and insurance is due in December, so need extra for that. Of course there is also Christmas too, and I really need to be organised for that for obvious reasons!
My SPD is getting worse and worse so I can only do what I can do. I've got the consultant next week so will see what they say. Also have another scan and midwife appointment as well so at least I'll get to see baby again.
Ooh, have just sold another item, pleased about that!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Decluttering: aim - 1000 items
1-8. Ebay parcels (posted)
9-17. Books (car boot)
18-63. Ebay parcels (posted)
64. Book (car boot)
65. Magazine (recycling)
66. Set of plates (car boot)
67. Small pot (car boot)
68. Biscuit tin (recycling)
69-76. Ebay parcels (posted)
77-93. Ebay parcels (posted)
94. Piggy Bank (binned - broken by little jwil)
95-99. Books (car boot)
100-114. Ebay parcels (posted)
116. Breast pump parts (binned)
117-118. Books (car boot)
119-124. Ebay parcels (posted)
125. Pile of newspaper/magazines (recycled)
126. Book (car boot)
127-128. Ebay parcels (posted)
129. Changing bag (binned, not recyclable)
130. Ebay parcel (posted)
131. Book (car boot)
132. Book (car boot)
133 - 136. Ebay parcels (posted)
137- 139. Books (car boot)
140 - 178. Ebay parcels (posted)
179. 24 x pairs unused socks (car boot)
180. Magazine (recycling)
181. Book (car boot)
182. Newspaper (recycling)
183. Phone book (recycling)
184. Book (recycling, damaged)
185. Magazine (recycling)
186. Assorted paperwork (recycling)
187. Toy train (car boot)
188. Toy truck (car boot)
189 - 190. 2 x DVDs (car boot)
191. DVD (bin, damaged)
192. 4 x toy cars (car boot)
193. Book (car boot)
194-195. 2 x OOD sauces (poured away, bottles recycled)
196. Magazine (recycled)
197-220. Books (car boot)
221 - 270. Books (car boot)
271 - 293. Toy cars (car boot)
294 - 295. Magazine (recycling)
296 - 299. Magazines (recycling)
300. Watch packaging (recycling)
301 - 305. Magazines (recycling)
306 - 310. Plastic crates (car boot)
311. Road atlas (recycling, damaged)
312. Plastic tub (bin, damaged)
313 - 315. Books (car boot)
316. Book (car boot)
317- 338. Ebay parcels (posted)
339. Bag of toy bricks (car boot)
340. Plastic tub (bin, damaged)
341. Plastic crate (bin, damaged)
342 - 345. Slot cars (car boot)
346 - 351. Books (car boot)
:T :T Not bad! 1/3rd of the way to target now "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Just bumping this - I did make a few small payments before I went away. It's frustrating that I'm not getting anything paid. There seems to be so much outgoing at the moment
1.[STRIKE]£89[/STRIKE] - £88C1
2.[STRIKE]£117[/STRIKE] - £116 MI
3.[STRIKE]£2060[/STRIKE] - £2059 LI
4.[STRIKE]£150[/STRIKE] - £149 HA
5.[STRIKE]£250[/STRIKE] - £249 BCM
Total: [STRIKE]£2666[/STRIKE] - £2661"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Wow look how much you've got rid off well done xx
If you've not asked yet get midwife to refer you to physio with my SPD my pelvis was seriously out of line the managed to manipulate it into place which helped ease the pain a bit not for long but it was nice to get some relief even if it was only for a short time xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Jwill your doing amazing every penny counts it saves us money in the long run. I don't list on ebay I admire you keep it up xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Wow look how much you've got rid off well done xx
If you've not asked yet get midwife to refer you to physio with my SPD my pelvis was seriously out of line the managed to manipulate it into place which helped ease the pain a bit not for long but it was nice to get some relief even if it was only for a short time xx
Thank you. I've spoken to the midwife about it, and she is of the opinion that they can't do much. In my experience with little jwil when I did get referred, that is true. She did say speak to the consultant though, so I'll do that this week and speak to her again. The physio last time just told me to buy a support belt. I did that this time and it's made no difference. I might try again though there's only 6 weeks to go so waiting lists might be too long now.Happytogetdebtfree wrote: »Jwill your doing amazing every penny counts it saves us money in the long run. I don't list on ebay I admire you keep it up xx
Thanks Happy
I can't wait for the day when I don't have much for ebay. It's doing me well at the moment, but I'd love not to have to do it. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Just realised that 2 months today is the very latest they'll let me go overdue :eek: Not long to go now then!
Today we are off to flog all of our [STRIKE]rubbish[/STRIKE] quality items at a car boot sale. It's a bit cold and murky so not sure how well we will do, but we've completely filled the camper van so fingers crossed! It would be great to clear some stuff, especially some of the bulky items and also lots of books. I'm sure little jwil will be annoyed as there are some bits of his in there that he's never shown any interest in. What's the bets he'll fall in love with them now!
Another few items sold on ebay yesterday and DH has prepped some more listings so will get some more on as well this week.
Hope everyone has a good weekend!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
hey jwil
sounds like some progress is being made by both you and mr jwil on the decluttering :T
hope the selling goes well for you today xx CC1:T £[STRIKE]2531[/STRIKE] £1460MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100MF Date: [STRIKE]August 2042[/STRIKE] May 2035Declutter 1000 things by Xmas 2015! 53/10000
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