Cheapest Method to insure a 17 year old

yus786

Please note, must be legal and no fronting etc

So son is 17 and learning to drive with an instructor. Looking at buy a car for under 3K (Corsa etc)

As a learner, Collingwood comes up to £500. The car and insurance on his name. I understand Collingwood only do learners

But as soon as he passes, this shoots up to average £5K via confused

Looking to hear from parents in similar situations.

What have you done/would you do?

Thanks

GwylimT

Have you tried putting yourself as a second named driver?

yus786

GwylimT wrote: »

Have you tried putting yourself as a second named driver?

Yes, i did, but still way too high

GwylimT

yus786 wrote: »

Yes, i did, but still way too high

What do you consider too high? I know my nephew is paying £3500 a year with his mum as a second named driver on a fiat panda, he is 18.

rudekid48

Have you tried any of the telematics providers that aim at young drivers? Here's a few to get you started;


www.carrotinsurance.com
www.ingenie.com
www.co-operativeinsurance.co.uk/youngdriverinsurance
www.insurethebox.com


There are quite a few more as well from the likes of Hastings, Marmalade, iGO4, Coverbox, Drivestyle etc...

Curiositymoney

Also consider taking higher excess and possibly limiting the miles driven

Aretnap

Does it have to be a Corsa? The type of car can make a big difference, and not always in the ways you might expect. A lot of young people drive Corsas, many of them drive them rather badly, and this is reflected in the accident rates, and therefore premiums, for a Corsa. Some people have reported getting cheaper quotes for something like a Volvo - the fact that it has a bigger engine can be more than outweighed by the fact that it screams "I'm not a boy racer". Or try getting quotes for anything you can imagine your granny driving, but that the kids ragging their cars round the local industrial estate wouldn't be seen dead in.

System

I keep saying this to anyone who wants to listen, but in my experience a big old very unfashionable car is much cheaper than a small modern car.

A twenty year old Volvo estate was half the cost of insuring a small Peugeot for my daughter.