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WTC not entitled ?

Hi

My partner and i have just had a new baby ..

She works 38 hours a week and i dont so i will be a stay at home dad ..

She put in for child tax credits and working tax credit.

We got the child tax credit at £39 pw.

But she was refused working tax credit as she earns £21189 per year ..

So do i have to live off her and claim nothing or is there something i can claim for my living as i do my self have debts to pay and i cant expect her to pay off my debts and pay for me ..

Any help or advice would be greatly appreciated

Rob
«13

Comments

  • nannytone_2
    nannytone_2 Posts: 13,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    working tax credits... without childcare... stops at around 18 k for adults.
    as a couple, you are expected to support each other financially. your debts are your own issue. the tacpayer will not service them for you.
    have you considered part time work that falls in with your partners working pattern?
    evening or weekend work?
    small self employed business?
  • Robw1uk
    Robw1uk Posts: 10 Forumite
    Hi

    Thanks for the speedy reply ..It just seems strange you can claim for childcare costs and yet the stay at home dad has to live of there partners wage ..

    Part time work is hard to come by where i live .

    Rob
  • nannytone_2
    nannytone_2 Posts: 13,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    edited 11 October 2014 at 10:52AM
    are you saying that you think it's odd that you cant get childcare paid for looking after your own child?
    you can acvcess help with childcare if you work for 16 hours a week


  • Robw1uk
    Robw1uk Posts: 10 Forumite
    Yeah i do find odd they will give you money to leave your child with a stranger. but yet still refuse wtc .

    And when i was claiming benifits it allways states THE LAW says you have to have this to live off each week ..

    So wheres the law now , i cant expect my partner to pay for all my needs .

    Its no wonder people pop out kids left right and center and sit on there jacks all day raking it in ..
  • Cyberman60
    Cyberman60 Posts: 2,472 Forumite
    Hung up my suit!
    You can only claim childcare costs if both work at least 16 hours per week (there are some exceptions if one partner is incapacitated). It's to support people who both want/need to work.

    They don't pay benefits specifically for those who choose to stay at home (not that I am criticising your decision).

    Vote Labour or LibDem at the next election and I'm sure they will soon. :mad:
  • Cyberman60
    Cyberman60 Posts: 2,472 Forumite
    Hung up my suit!
    Robw1uk wrote: »
    Yeah i do find odd they will give you money to leave your child with a stranger. but yet still refuse wtc .

    And when i was claiming benifits it allways states THE LAW says you have to have this to live off each week ..

    So wheres the law now , i cant expect my partner to pay for all my needs .

    Its no wonder people pop out kids left right and center and sit on there jacks all day raking it in ..

    Don't expect the taxpayer to look after your needs. Too many do nowadays. :mad:
  • nannytone_2
    nannytone_2 Posts: 13,012 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    sp ypu think total strangers ( taxpayers) should have more responsibility to 'look after' you yjan your partner, with whom you have recently had a child?

    you are right in as much as if you worked too, you would get the childcare element of wtc ( some anyway) if you worked as well.
    but thats where your thinking gets skewed.
    this is paid in order to help you work and better your own circumstances.
    you seem to think that because you CHOOSE not to work, then tax credits should make up the shortfall
  • pmlindyloo
    pmlindyloo Posts: 13,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You might be entitled to some housing benefit and council tax reduction.

    Put your details into the calculator here to see:

    http://www.moneysavingexpert.com/family/benefits-check
  • Robw1uk
    Robw1uk Posts: 10 Forumite
    I doubt it as she owns her house .
  • pmlindyloo
    pmlindyloo Posts: 13,104 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Robw1uk wrote: »
    I doubt it as she owns her house .

    Just see about the councill tax reduction then. As they say, every little helps. :)

    The benefit system works on the principle that couples support each other.

    If, for instance, your partner was the stay at home parent and you were working, would you support her, help her with her debts? if you wouldn't then I think you may have to rethink your lifestyle. Perhaps go back to work and make child care arrangements. Have you any family that could look after the baby part time? Could you work in the evenings/weekends. Not ideal I know, but needs must.
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