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Best backup card (from what i've already got)

I have a Santander Zero card for foreign travel (no more than £500 mainly, if not all, cash withdrawals).

Confusing myself trying to work out which of my other cards is best for backup and i'm sure somebody knows without looking.

I have credit cards:

Barclaycard Visa
Barclaycard Amex

Which tends to have the best exchange rate as i assume charges are the same?

and debit cards:

Halifax Reward
Nationwide FlexDirect
Santander 123

Thanks
This discussion has been closed.
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