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Moneysupermarket Credit Card eligibility checker
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tattywelshie
Posts: 13 Forumite
Hi,
Just a quick question! On moneysupermarket you can do a eligibility checker for credit cards. It says its guaranteed not to affect credit score, however, on looking on my credit report i notice this...
Comparison Site (Hdd)
Money Supermarket
Administration Review
29/08/2014
Comparison Site (Hdd)
Moneysavingexpert
Administration Review
18/08/2014
Bank Of America (Sr)
Mbna Online (Sr Api)
Quotation Search - (Associate Link Search)
28/07/2014
Comparison Site (Hdd)
Money Supermarket
Administration Review
27/07/2014
Surely this means it has affected my credit report?
Just a quick question! On moneysupermarket you can do a eligibility checker for credit cards. It says its guaranteed not to affect credit score, however, on looking on my credit report i notice this...
Comparison Site (Hdd)
Money Supermarket
Administration Review
29/08/2014
Comparison Site (Hdd)
Moneysavingexpert
Administration Review
18/08/2014
Bank Of America (Sr)
Mbna Online (Sr Api)
Quotation Search - (Associate Link Search)
28/07/2014
Comparison Site (Hdd)
Money Supermarket
Administration Review
27/07/2014
Surely this means it has affected my credit report?
0
Comments
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Not if it's a soft search.0
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Deleted_User wrote: »Not if it's a soft search.
Ah, how can i tell the difference?0 -
No idea.
But my understanding is that it is in the category of searches that other lenders don't see - such as car insurance.0 -
Deleted_User wrote: »No idea.
But my understanding is that it is in the category of searches that other lenders don't see - such as car insurance.
Ah perfect, i was about to get angry! :mad: lol0 -
They have to be able to check your file in order to give you an idea of whether you will get a card :P
Hope that was from Noddle and not a paid for CRA accountSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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