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How to get more credit?
GerryB67
Posts: 1 Newbie
in Credit cards
Hi
I have a Santander 123 credit card but the limit is only £500 and I would like to have it increased. I have had the card since March and initially the bank said they would review it after six months but I have asked for an increase and they said 'No'. I pay off the balance each month. I do have two other cards, one Sainsbury's and one M & S. I always pay each card off each month. I have reduced the amount of credit available on the Sainsbury's card as suggested by a Santander employee but it hasn't made any difference. With only £500 available I am not getting enough cash back to make it worthwhile as there is a £24 annual fee. So any ideas please?
I have a Santander 123 credit card but the limit is only £500 and I would like to have it increased. I have had the card since March and initially the bank said they would review it after six months but I have asked for an increase and they said 'No'. I pay off the balance each month. I do have two other cards, one Sainsbury's and one M & S. I always pay each card off each month. I have reduced the amount of credit available on the Sainsbury's card as suggested by a Santander employee but it hasn't made any difference. With only £500 available I am not getting enough cash back to make it worthwhile as there is a £24 annual fee. So any ideas please?
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Comments
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Make interim payments so you can spend as much as you want on it.0
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