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Defaults, CCJ and I want a Mortgage

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  • Jambo5
    Jambo5 Posts: 223 Forumite
    Thanks guys, some positives. I will start looking at mortgage brokers. Cheers
  • Jambo5
    Jambo5 Posts: 223 Forumite
    I should have pointed out that I don't intend to apply for a Mortgage until this time next year, a few months after the last 'bad thing' falls off in July. A broker is probably the way forward, not sure why I want a high street lender? Maybe I was under the impression you needed a bigger deposit with a Broker.
  • Jambo5
    Jambo5 Posts: 223 Forumite
    Funny how Oscar gets 5 years for Murder and some people have to wait 6 years to prove they are 'reformed' in terms of how they handle money, especially when if I kept working I would of been ok! Damn you recession!!!!!!!!

    P.s tried writing to a couple of creditors and Nito! What is the point of even trying, they probs here same thing day in day out!

    Time is all I have
  • Jambo5
    Jambo5 Posts: 223 Forumite
    Bump and BTTT...keep helping me understand please
  • Nasqueron
    Nasqueron Posts: 10,742 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wasn't murder though, was the equivalent of manslaughter and it's a different jurisdiction - can't get much in the way of credit in prison either :P

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Jambo5
    Jambo5 Posts: 223 Forumite
    Fair...one lol thanks for that mate
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