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I Got £10,089.00 Back in bank charges!

Bank:- RBS
Claimed:- £11,500.00
Received :-£10,890.00

:T If you have bank charges I hope this will encourage you to reclaim them I was horrified to discover that my 2 accounts with the rbs had charges working out to the total of £11,500.00 over the six years!!. We nearly lost our house in that time it was costing us more money in charges a months than my total monthly outgoings so all my D/D were being unpaid and I was being charged for the pleasure and thing just got out of hand.

It only cost me the price of 2 1st Class stamps to get my money back, RBS were quick and polite at dealing with my request the whole process took about 10 weeks start to finish. I got my offer letter on Tuesday i was getting £10,089.00 ( TEN THOUSAND & EIGHTY NINE POUNDS ) That was the £11,500.00 less the monthly account charge for my Royalties account and every penny of my refund was in the bank first thing on Thursday morning.

What will I do with the money well I will pay some small debts i have totalling about £1000.00 take kids on holiday for the first time ever and pop the rest in the bank for a rainy day, for the 1st time in my life it feels like things are going right for once.

martin lewis you are a god :A .

Thanks to everyone for there support during the claiming process.:beer:

P.s the whole problem happened because we had a very sick child who was in hospital for over 15 months and i was unable to work and i informed the bank but they were not interested in helping at the time.
just letting you know that i am not some manic spender with loads of debt.
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Comments

  • Poppycat
    Poppycat Posts: 19,899 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Woo thats some chargers, enjoy your windfall
  • illmonkey
    illmonkey Posts: 677 Forumite
    oh my god! thats got to be some kind of record!!

    Congratulations
  • jo1972
    jo1972 Posts: 8,901 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    That's fantastic! Well done (ummm or rather naughty naughty for having such a huge amount of charges! :naughty:) :rotfl:

    It's such a relief to pay off those debts! Enjoy your family holiday :D

    Jo.
    DFW Nerd no. 496 - Proud to be dealing with my debts!!
  • Lilly_May_2
    Lilly_May_2 Posts: 139 Forumite
    How wonderful for you, you have your life back, I am so pleased for you.....and enjoy your holiday, you deserve it....well done.....Lilly May :T
  • SPANIEL36
    SPANIEL36 Posts: 1,905 Forumite
    :T :T :T CONGRATULATIONS:T :T :T

    I am so pleased for you, although i cant fully understand what you went through with your sick child, i can understand what you went through with the bank being totally un-sympathetic. We all have some situation at one time or another that upsets our finances, life routines etc. I really am so pleased you've managed to get so much back from the bank. Spend it wisely and use it as a mark of putting the past (debts and all) behind you.

    well done again
  • vickyb
    vickyb Posts: 113 Forumite
    thats absolutely fantastic dw32 enjoy your money it just shows you though how much it can add up to and you prob didnt realise goodluck for your future xxx :beer: :beer: :T :T :T :T
  • millow
    millow Posts: 24 Forumite
    Know exactly what you mean one of my accounts ran up nearly £5k husband out of work they did not want to know got nearly £200 charges in one day, when phoned no help at all!! Well done on your success, you deserve it.
  • rm1956
    rm1956 Posts: 6 Forumite
    I think the drinks are on you
  • Carrera74
    Carrera74 Posts: 790 Forumite
    Part of the Furniture 500 Posts Combo Breaker PPI Party Pooper
    That's brilliant :) I started the ball rolling with my charges but then gave up. This has made me change my mind. I'll be back on the case tomorrow.

    Enjoy your holiday :D
  • :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t well Done U!!!:t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t
    You cant have everything; where would you put it? ;)
    Reclaimed: marbles c/card-£131.00,MBNA c/card-£385.00,Capital One c/card-£230.00,Natwest c/card-£248.68,Nationwide PPI-£1590.88,Nationwide c/card-£56.21,Barclays PPI-£2805.28
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