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I Got £10,089.00 Back in bank charges!
dw32
Posts: 12 Forumite
Bank:- RBS
Claimed:- £11,500.00
Received :-£10,890.00
:T If you have bank charges I hope this will encourage you to reclaim them I was horrified to discover that my 2 accounts with the rbs had charges working out to the total of £11,500.00 over the six years!!. We nearly lost our house in that time it was costing us more money in charges a months than my total monthly outgoings so all my D/D were being unpaid and I was being charged for the pleasure and thing just got out of hand.
It only cost me the price of 2 1st Class stamps to get my money back, RBS were quick and polite at dealing with my request the whole process took about 10 weeks start to finish. I got my offer letter on Tuesday i was getting £10,089.00 ( TEN THOUSAND & EIGHTY NINE POUNDS ) That was the £11,500.00 less the monthly account charge for my Royalties account and every penny of my refund was in the bank first thing on Thursday morning.
What will I do with the money well I will pay some small debts i have totalling about £1000.00 take kids on holiday for the first time ever and pop the rest in the bank for a rainy day, for the 1st time in my life it feels like things are going right for once.
martin lewis you are a god :A .
Thanks to everyone for there support during the claiming process.:beer:
P.s the whole problem happened because we had a very sick child who was in hospital for over 15 months and i was unable to work and i informed the bank but they were not interested in helping at the time.
just letting you know that i am not some manic spender with loads of debt.
Claimed:- £11,500.00
Received :-£10,890.00
:T If you have bank charges I hope this will encourage you to reclaim them I was horrified to discover that my 2 accounts with the rbs had charges working out to the total of £11,500.00 over the six years!!. We nearly lost our house in that time it was costing us more money in charges a months than my total monthly outgoings so all my D/D were being unpaid and I was being charged for the pleasure and thing just got out of hand.
It only cost me the price of 2 1st Class stamps to get my money back, RBS were quick and polite at dealing with my request the whole process took about 10 weeks start to finish. I got my offer letter on Tuesday i was getting £10,089.00 ( TEN THOUSAND & EIGHTY NINE POUNDS ) That was the £11,500.00 less the monthly account charge for my Royalties account and every penny of my refund was in the bank first thing on Thursday morning.
What will I do with the money well I will pay some small debts i have totalling about £1000.00 take kids on holiday for the first time ever and pop the rest in the bank for a rainy day, for the 1st time in my life it feels like things are going right for once.
martin lewis you are a god :A .
Thanks to everyone for there support during the claiming process.:beer:
P.s the whole problem happened because we had a very sick child who was in hospital for over 15 months and i was unable to work and i informed the bank but they were not interested in helping at the time.
just letting you know that i am not some manic spender with loads of debt.
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Comments
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Woo thats some chargers, enjoy your windfall0
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oh my god! thats got to be some kind of record!!
Congratulations0 -
That's fantastic! Well done (ummm or rather naughty naughty for having such a huge amount of charges!
) :rotfl:
It's such a relief to pay off those debts! Enjoy your family holiday
Jo.DFW Nerd no. 496 - Proud to be dealing with my debts!!0 -
How wonderful for you, you have your life back, I am so pleased for you.....and enjoy your holiday, you deserve it....well done.....Lilly May :T0
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:T :T :T CONGRATULATIONS:T :T :T
I am so pleased for you, although i cant fully understand what you went through with your sick child, i can understand what you went through with the bank being totally un-sympathetic. We all have some situation at one time or another that upsets our finances, life routines etc. I really am so pleased you've managed to get so much back from the bank. Spend it wisely and use it as a mark of putting the past (debts and all) behind you.
well done again0 -
thats absolutely fantastic dw32 enjoy your money it just shows you though how much it can add up to and you prob didnt realise goodluck for your future xxx :beer: :beer: :T :T :T :T0
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Know exactly what you mean one of my accounts ran up nearly £5k husband out of work they did not want to know got nearly £200 charges in one day, when phoned no help at all!! Well done on your success, you deserve it.0
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I think the drinks are on you0
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That's brilliant
I started the ball rolling with my charges but then gave up. This has made me change my mind. I'll be back on the case tomorrow.
Enjoy your holiday
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:t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :t well Done U!!!:t :t :t :t :t :t :t :t :t :t :t :t :t :t :t :tYou cant have everything; where would you put it?
Reclaimed: marbles c/card-£131.00,MBNA c/card-£385.00,Capital One c/card-£230.00,Natwest c/card-£248.68,Nationwide PPI-£1590.88,Nationwide c/card-£56.21,Barclays PPI-£2805.280
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