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JSA contribution based

Hi, i was made redundant at the end of May with a small redundancy payment. Im busy applying and looking for work (80 plus vacancies applied for). I started claiming contribution based JSA from the middle of September and will get 6 months.
This will end in March 2015, hopefully i will have found a job by then. I have some savings that are over the 16k threshold. I wont be able to claim income based JSA. Will i be able to apply for contribution based JSA later in 2015 or is that my lot?
I have a mortgage with 10 years to run, no dependents apart from my son who is 21 and is working and earns 12k per year.
Thanks for any advice.

Comments

  • DomRavioli
    DomRavioli Posts: 3,136 Forumite
    1,000 Posts Combo Breaker
    You get 6 months on contributions based JSA, as that is how much your NI over the prior two full tax years will fund. Unless you work for another 2 years above the NI threshold, then you won't have enough credits to claim again.

    So no.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your son is earning £1000 a month, he should be able to help out with expenses etc.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • McKneff wrote: »
    Your son is earning £1000 a month, he should be able to help out with expenses etc.

    Yes that's right, by the time he has incurred rail travel to work plus paid paid some minimal rent then there isn't a lot left.
    Thanks :(
  • epitome
    epitome Posts: 3,199 Forumite
    DomRavioli wrote: »
    You get 6 months on contributions based JSA, as that is how much your NI over the prior two full tax years will fund. Unless you work for another 2 years above the NI threshold, then you won't have enough credits to claim again.

    So no.

    Absolutely incorrect.
  • epitome wrote: »
    Absolutely incorrect.

    Hi epitome, could you elaborate for me, I'm keen to understand thanks in advance.
  • epitome
    epitome Posts: 3,199 Forumite
    edited 7 October 2014 at 8:18PM
    Hi, i was made redundant at the end of May with a small redundancy payment. Im busy applying and looking for work (80 plus vacancies applied for). I started claiming contribution based JSA from the middle of September and will get 6 months.
    This will end in March 2015, hopefully i will have found a job by then. I have some savings that are over the 16k threshold. I wont be able to claim income based JSA. Will i be able to apply for contribution based JSA later in 2015 or is that my lot?
    I have a mortgage with 10 years to run, no dependents apart from my son who is 21 and is working and earns 12k per year.
    Thanks for any advice.

    Yes you can claim JSA Conts again in 2015, whether you get paid again depends on the below....
    • You must sign off JSA when your last JSA payment arrives.
    • You must wait more than 12 weeks (12 weeks and 1 day or 13 weeks)
    • Also depends on whether during April 5th 2013/ April 4th 2014 you earned £5,450 or more
    I realised my mistake so I have edited out the babbling nonsense about weeks on benefit from the end of this post. All you need concern yourself with is the three points above. If they all apply then you will get JSA C again but you'll have to start your claim in June/July 2015.
  • epitome wrote: »
    Yes you can claim JSA Conts again in 2015, whether you get paid again depends on the below....
    • You must sign off JSA when your last JSA payment arrives.
    • You must wait more than 12 weeks (12 weeks and 1 day or 13 weeks)
    • Also depends on whether during April 5th 2013/ April 4th 2014 you earned £5,450 or more
    I realised my mistake so I have edited out the babbling nonsense about weeks on benefit from the end of this post. All you need concern yourself with is the three points above. If they all apply then you will get JSA C again but you'll have to start your claim in June/July 2015.

    Many thanks, I really appreciate you taking time to answer with such clarity.:)
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