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Ccj wrongly on my file

Good afternoon,

I'm hoping someone can offer some advice on how I can go abut rectifying this situation.

For some unknown reason my parents water bill has been in my name for an unknown amount of time. The story is (I have found out after ringing them) the account was opened in 1982 two years before I was born! With just my fathers initial. According to united utilities, in 2008 my middle initial was put on the account but the account still has my fathers date of birth. I haven't lived at home for quite a few years and go home periodically and get the occasional letter.
On my last visit home, I had a letter from UU and the court saying the account was in arrears and I had 14 days to reply to the court but the letter was from 3 weeks earlier. I rang UU to find out what was going on and they said they could not discuss the account with my as it wasn't my account as it wasn't in my date of birth...they cannot discuss it with my dad as it is not in his name and we would need to send a letter with both our signatures on it explaining the account should be in my dad's name.... The next day my mum rang to say there was another letter from court and a ccj had been made against me. I rang UU again but they still wouldn't talk to me.....I rang the courts who assured me a ccj wouldn't be entered against me if the account had a different date of birth....UU now have the letter and after passing me through to the courts team I got told we now both need to send off our birth certificates!! I have checked noddle and the ccj is on my file. So I have rang the court again who say that only UU can remove this from my credit file. I have email noddle to dissociate myself with this account but it says it takes 30 days for a reply.

I just would like some advice that I am sorting this the correct way? I had a poor start to my credit life and have sorted It all Now with my poor history all leaving my credit file and now this :(

Thanks for any help

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So wasn't the payment of the bill addressed by your parents? Also why were all communications ignored. As a CCJ really is a last resort to enforce collection.
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