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Shocking to Good credit
john1986
Posts: 114 Forumite
iv set up a token payment plan im hoping to be out of the hole within 12 months and be paying debts on time and full monthly payments, how long does it realistically take for your credit rating to climb again and be of a good level ? :money:
0
Comments
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It's an unanswerable question.
You need to maintain good financial behaviour. The longer that goes on for, and the further into the past any negatives are, the better.
Some lenders will want a perfect 6 year history, some will accept some blemishes.0 -
Depends on what you are hoping to achieve and when. Far easier to obtain a sub prime credit card with a £250 limit than a £100k mortgage.0
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