Credit history- pay day loans

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Santsant
Santsant Posts: 1 Newbie
in Credit file & ratings
How long does your history with pay day loans stay on your credit history? How long will it affect our chances of a mortgage?

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Name Dropper Photogenic First Anniversary First Post
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    As with all history , six years.

    Depends on an individuals lenders criteria. Needless to say PDL's will raise concerns. Even more so if the deposit is gifted as well.
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