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Packaged bank accounts...take care!
frehey
Posts: 1 Newbie
I have a Co-Op packaged account which I am quite happy with. I have free world travel insurance but thought that I would check out Halifax and Nationwide to see how they compared.
Well, here's the big surprise.... I checked the insurance whilst I was in branch and as I have 2 medical conditions... hypertension and cholesterol ( both well controlled with medication for last 5 years) there was an excess to pay, £70 and £65 respectively. The Co-Op has no excess!
So beware. I could purchase insurance for £65 on the web so do not see these other accounts as a benefit,
Needles ti say, I have stayed with the Co-Op.
Well, here's the big surprise.... I checked the insurance whilst I was in branch and as I have 2 medical conditions... hypertension and cholesterol ( both well controlled with medication for last 5 years) there was an excess to pay, £70 and £65 respectively. The Co-Op has no excess!
So beware. I could purchase insurance for £65 on the web so do not see these other accounts as a benefit,
Needles ti say, I have stayed with the Co-Op.
0
Comments
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You are right, you always need to read the details of insurance covers, and compare like with like to determine which is better value for money, and whether the terms are actually right for you.
Interesting to see that the Coop doesn't appear to be offering a current account with travel insurance any longer to new applicants. Perhaps they got their numbers wrong (again) and the offering was unprofitable.0
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