Sons bank card missing - what would you do?

theoretica

What does your son want to do? It is his money, and his friends.

peachyprice

barba wrote: »

You need to involve the police

Because a child has lost their bank card? I hardly think they're going to be interested.

OP has absolutely no evidence of anything other than that happening. If I had the police knocking on my door because one of my children's friends had lost their bank card and their mother automatically thought my child had stolen it that would be the last time my child saw hers.

penguingirl

Does he not have online banking? I don't know if you can get this for U18 accounts so forgive my ignorance. If he does I'd just check the balance. I wouldn't over-react, but hopefully it will teach him to be more careful with his wallet regardless of whether it was lost/stolen/misplaced.

barba

peachyprice wrote: »

Because a child has lost their bank card? I hardly think they're going to be interested.

OP has absolutely no evidence of anything other than that happening. If I had the police knocking on my door because one of my children's friends had lost their bank card and their mother automatically thought my child had stolen it that would be the last time my child saw hers.

the "friend" has stolen a bank card this time, next time it could be shop lifting, then a car and what next; mugging old ladies, burglary?

Needs nipping in the bud. Suggest you read about broken windows theory

tonycottee

barba wrote: »

the "friend" has stolen a bank card this time, next time it could be shop lifting, then a car and what next; mugging old ladies, burglary?

Needs nipping in the bud. Suggest you read about broken windows theory

What if they haven't stolen the card though?
What if the child's friends don't take too kindly being accused and the Police becoming involved. How do you think that will go down with everybody in his school?
I suggest you read the everybody in school hates you theory.

oystercatcher

I wouldn't be taking the money out to put in your account, he's just had his first lesson in keeping things safe. let him learn from experience so hopefully he doesn't lose it again.

hunnie

Hello,
As it's a week since he lost it there should be some way of checking if any money has gone missing by now.
Can't you get a balance by internet or phone?


He just needs a saving account to transfer money into to keep it safe.
I do hope either the cards turn up or nothing is taken anyway.
Regards,
Hunnie

mgdavid

YORKSHIRELASS wrote: »

He has had this account for a couple of years. I think its a good way of teaching him about managing a bank account and handling money. Its probably not very sensible keeping £100 in the account but he is usually very good about looking after his wallet and to be fair no-one else knows his pin number.

The cards couldnt have fallen out. The wallet fastens securely with velcro and the cards are quite hard to get in and out.

I just cant think of any logical explanation unless one of the lads have hidden the cards somewhere as a joke, but even that seems unlikely.

can agree with most of that - but you avoided the question!
"Why does a 13 year old need to go out with a bank card?"

Buzzybee90

mgdavid wrote: »

can agree with most of that - but you avoided the question!
"Why does a 13 year old need to go out with a bank card?"

Isn't 13 a little young to be out alone anyway? Things have changed!

It probably isn't, they just look so small (I'm sure I was way taller!!!!)

Beckyy

Check the balance online/phone, or go into branch with ID once they're open.

It's a lesson learned, and hopefully no harm done. Does he have a savings account that he can use to save up for things, then he can just leave a little in his card account for smaller spends?