ppi duped or nothii

djt1234

hi every one I contacted a company called hidenda to claim any ppi due to me they have sent me a letter with 8 sheets of paper to fill in and a contract after seeing that there was no mention of how much they were charging me I rang them to be told 30 percent incl vat on this I filled the forms in signed the contract and sent it back they have now sent me an invoice for 25 percent plus vat after speaking to them about this all im getting is that I should have looked at there web site my point being I didn't i now feel that iv been duped into signing up with them i didn't receive any t/c and they sent me a letter after the invoice to let me know that 20 percent will be taken off in tax i feel reading some of your other threads that i will have to pay them i would appreciate any advice please no comments on how stupid iv been i all ready no do i have anything to take to an ombudsman thanks

Vectis

Argh, punctuation, paragraphs, please...

Your post is almost unreadable.

Nasqueron

Let me get this straight:

• You put in a PPI claim with a firm
• They didn't tell you how much they would charge, so you rang them up and they told you
• AFTER that call, you went ahead with the reclaim by signing a legally binding contract, did all the work for them and they posted off your form (just yet another warning to people not to use PPI firms)
• You presumably won the PPI claim
• They sent you the bill as expected

If you question is "do I have to pay them", the answer is yes you do, they have a contract you signed instructing them to represent you and entitling them to a cut of your claim.

The alternative answer is no, don't pay them and they will take all steps up to and including getting a CCJ against you which will ruin any chance of getting any credit (loan, card, car finance, mortgage, mobile phone etc) for 6 years

So yes in summary:

(Text removed by MSE Forum Team)

You have to pay them as that's what your contract says

societys_child

If you're a non taxpayer, you can claim the 20% (which is applied only to the interest) back from the tax man.
If you are a tax payer, to got to pay it, if you're a higher tax payer, you'll owe more.

[Deleted User]

djt1234 wrote: »

i feel reading some of your other threads that i will have to pay them i would appreciate any advice please

You've signed a legally binding contract,so you'll have to pay. No point trying to complain that you didn't receive the T&Cs-it was up to you to obtain and read these prior to signing.

djt1234

hi and thanks to you all for your replies first vectis your pen is mightier than my sword OOO to have an education like yours but thanks for pointing it out thanks to everyone for taking the time to answer you given me something to think about just to add I am not disgruntled about paying its about what they told me I didn't forsee some thing like this happening again many thanks

magpiecottage

Vectis wrote: »

Argh, punctuation, paragraphs, please...

Your post is almost unreadable.

Even sentences would be a start.