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Bank of Scotland/Halifax woes!

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Comments

  • ryan92
    ryan92 Posts: 614 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Heng_Leng wrote: »
    Your BOS / Halifax internal transfers can be done via the menu at the top of the screen. Are you saying that they restricted that?

    Yup, this is what they restricted.
    Currently in a Protected Trust Deed - 17 payments until DEBT FREE - February 2027
  • System
    System Posts: 178,437 Community Admin
    10,000 Posts Photogenic Name Dropper
    Sounds very odd - perhaps they think you have a trojan or similar?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Heng_Leng wrote: »
    Sounds very odd - perhaps they think you have a trojan or similar?
    This wouldn't affect their system and they wouldn't ban you for it.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
  • System
    System Posts: 178,437 Community Admin
    10,000 Posts Photogenic Name Dropper
    You're seriously suggesting they would allow a user to use their system where they thought they had a trojan, key logger or similar?!

    No, they would either restrict that user or disable their login as the bank would likely end up being liable for any resulting fraud ;)
    This wouldn't affect their system and they wouldn't ban you for it.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Heng_Leng wrote: »
    You're seriously suggesting they would allow a user to use their system where they thought they had a trojan, key logger or similar?!

    No, they would either restrict that user or disable their login as the bank would likely end up being liable for any resulting fraud ;)
    Given that I'm a software engineer by trade, I think I know the fact that a website can't "detect" that your computer is infected with a virus etc just by you visiting the website. You merely visiting their website does not give malicious software any further access to their server than it would otherwise have connecting directly from the creators computer, and it can't do any damage just from a simple HTTP connection.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
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