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Electoral roll and credit rating agencies

Hi,

I have joined Noddle's free service and also have recently moved to a new address. While I have updated the address in the records of banks/credit card/HMRC along with electoral roll. The local council has confirmed on phone that I am registered on new address. But they can't send the data until December to CRAs for their records, which means the CRA records show that I am not registered on electoral roll.

Noddle says that I need to obtain a letter/email from council mentioning that I am on electoral roll on my current address which I can do. But would the other CRAs accept this proof an update their records, even though I don't have their subscription?

Also, is it recommended to do it yourself, instead of council doing it (taking their sweet time)?

Comments

  • GingerBob_3
    GingerBob_3 Posts: 3,659 Forumite
    Unless you're going to be applying for credit in the near future I wouldn't bother at all. Why waste your time and money on the bureaucratic behemoth of the CRAs and all their associates?

    Give this lot an inch and they'll take a mile. It won't be long before you're expected to update the CRAs just as you are the bank.
  • Buzby
    Buzby Posts: 8,275 Forumite
    Inclined to agree. The CRA's just love people like you who won't move without ensuring their private data is sold on to third parties.

    Step back a little and treat them with the contempt they deserve.
This discussion has been closed.
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