Pension pot...

chacha5520

Hoping someone can help. Mother in law sadly passed away recently, my partner is one of two executors trying to work out the estate. There are two things we are unsure about:-
1. We know mil was passed some work based shares after the death of her husband a while back. We can't find any documentation for them and are 100% sure mil would not have cashed them in (she wouldn't know where to start with them). Is there any way of finding out about them other than finding the certificates?
2. Mil had a work based pension she and husband paid into their whole lives, which was paying out to her for about 5 years. Does this 'pot' just go back to the pension provider on mils death? Or can some of it be claimed by the estate?
Thanks in advance for any help.

g6jns_2

chacha5520 wrote: »

Hoping someone can help. Mother in law sadly passed away recently, my partner is one of two executors trying to work out the estate. There are two things we are unsure about:-
1. We know mil was passed some work based shares after the death of her husband a while back. We can't find any documentation for them and are 100% sure mil would not have cashed them in (she wouldn't know where to start with them). Is there any way of finding out about them other than finding the certificates?
2. Mil had a work based pension she and husband paid into their whole lives, which was paying out to her for about 5 years. Does this 'pot' just go back to the pension provider on mils death? Or can some of it be claimed by the estate?
Thanks in advance for any help.

Sorry for your loss. This site, amongst others, tells where to start with the shareholdings.
http://www.thisismoney.co.uk/money/investing/article-1609147/Tracking-down-lost-shares.html

Pensions usually cease upon death unless there is a spouses pension involved. There is no "Pot" as such. The actual pension will usually have been funded by purchasing an annuity.

growler834

Regarding the shares - if you can't find the certificate or dividend share receipts check her bank/building society accounts for dividend credits from FIL's company as, if she has these shares, she would get dividends paid into her account.

chacha5520

Thank you both for those really helpful responses and thank you for your thoughts.

My other half is going to investigate in the loft tomorrow to see if we can find any certificates and we will certainly check the bank accounts. I will also check out the advice on the links.

There seems to be so many bits and pieces to look into to get a full picture of the estate.

Thanks again for your help.