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Just married with no joint account.

Dearbecks_2
Dearbecks_2 Posts: 7 Forumite
Sixth Anniversary Combo Breaker
in Marriage, relationships & families
My partner & I have recently got married & have received a cheque written to Mr & Mrs. We haven't got a joint account due to problems with my husbands credit score, but I will be changing my accounts to my married name. Is there any way of cashing the cheque without joint accounts?
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Comments

  • ilikewatch
    ilikewatch Posts: 1,072 Forumite
    edited 1 October 2014 at 9:37PM
    Dearbecks wrote: »
    My partner & I have recently got married & have received a cheque written to Mr & Mrs. We haven't got a joint account due to problems with my husbands credit score, but I will be changing my accounts to my married name. Is there any way of cashing the cheque without joint accounts?

    We don't have a joint account, but I always just pay cheques for Mr & Mrs Ilikewatch into my own account (Mr Ilikewatch) using a quick deposit post box in branch - they've never spotted and refused one and it means I don't have to share the dosh with the wife :)
  • Peter333
    Peter333 Posts: 2,035 Forumite
    I am sure you can just put it in your account. If your name is on it. I THINK so anyway. Just ask your bank.
    You didn't, did you? :rotfl::rotfl:
  • Edwardia
    Edwardia Posts: 9,170 Forumite
    If your husband has a carp credit score DON'T tie your finances to his by getting a joint account.
  • itsanne
    itsanne Posts: 5,001 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Please take note of Edwardia's advice. It is very important not to let your finances become entangled!

    Back to your original question, you should be able to put the cheque into your account.


    ETA Do you really need to change the name on your accounts?
    . . .I did not speak out

    Then they came for me
    And there was no one left
    To speak out for me..

    Martin Niemoller
  • Georgiegirl256
    Georgiegirl256 Posts: 7,005 Forumite
    Edwardia wrote: »
    If your husband has a carp credit score DON'T tie your finances to his by getting a joint account.

    Best bit of advice I got! We still have seperate accounts.

    OP, we got a check address to Mr & Mrs, I just got the person to write it out again in my name only, although after reading the above, it looks like it would have been ok.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Yes, that happened to us and it was fine.
  • scottishlass
    scottishlass Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Same with us - it got paid into hubbys account as we deposited them before going on honeymoon(so name not changed on my account) and there was no problem.
    2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP
  • Molly41
    Molly41 Posts: 4,919 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Bodes well for the future - for richer for poorer……..

    I had a rubbish credit score and my husband very kindly shared his assets with me. I now have a much better score and his is excellent. Does not always work negatively.

    We have a joint account and it did not affect his credit score.
    I must not fear. Fear is the mind-killer.
    Fear is the little-death that brings total obliteration.
    I will face my fear. I will permit it to pass over and through me. When it has gone past I will turn the inner eye to see its path.
    When the fear has gone there will be nothing. Only I will remain.
  • gettingtheresometime
    gettingtheresometime Posts: 6,911 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    But if they have a mortgage then they will be tied.

    I have an Aunt who sent me a cheque made out to Mr & Mrs GTS and I just asked her if she would mind writing one to either me or Mr GTS
  • justme1985
    justme1985 Posts: 102 Forumite
    We don't have a joint account and when we got a cheque for both of us we tried to pay it into DH's account. I asked if it was ok and they said no (probably would have gotten away with it if I hadn't pointed it out!).

    Luckily his parents have a joint account so they took the cheque and gave us the cash. :)
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