Bank account 'free services'

quintain

Hi, I may need to change my 20+ yr HSBC account to a new business account.

FYI nothing wrong with my excellent credit status just HSBC wanting to interview me for a new business account even after my/our time with them.

If or perhaps when I change to a new provider what if any bank/building Soc with a business account facility give me some free add on services.

My particular wish is for some form of health insurance for two crinklies close to 75yrs young.

eskbanker

Have a read through the MSE guide to packaged accounts, although to be honest I think you'll struggle to get health insurance bundled, especially at an age where this is more of an insurance risk (however young you feel!). The general recommendation in that article is sound, i.e. don't be swayed by add-ons as they won't be free anyway and chances are you can find what you need on an unbundled basis.

To the best of my knowledge any bank would want to discuss a business account as it's an entirely different proposition from personal accounts, so if you're otherwise happy with HSBC then I wouldn't necessarily assume that the grass is greener elsewhere when it comes to jumping through hoops to start a business relationship....