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What if I have a CCJ?

I got a loan from Blackhorse (for some sofas) and coz of all my bank charges i couldnt keep up with the repayments so eventually, I got a CCJ. The only thing is, everytime they wrote to me they charged me for recieving a letter basically telling me to pay. Does anyone know if I can reclaim these charges? For some, they charged me over £100 just for one letter!!!

Comments

  • If they are bank charges you can claim them back. If you require the letters to get you started send me a message with your email address and i will forward them all on to you
  • wayoflife
    wayoflife Posts: 281 Forumite
    Sharons got the claiming side sorted

    What about the CCJ, did you pay it off in full within one month? If yes you can get this wiped. If not you can still do things to improve your credit history

    Message me if you need any help
    INCREASE INTEREST ON SAVINGS!

    ...I will thank you if youve been helpful, please do the same! :j
  • alison999
    alison999 Posts: 1,769 Forumite
    Thx a lot! I PM'd you both, really appreciate it!
This discussion has been closed.
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