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Asked to email my credit report. Is that safe?
Comments
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We are in the process of introducing a similar facility, but its not because of any security concerns on providing credit reports as above.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Senior_Paper_Monitor wrote: »Or give the broker your user name and password (one by phone and one by email if you want to be cautious) let him/her download the document and then you change your password.
are you 'serious'???
never ever give anyone your password, I don't care if you change it again afterwards.0 -
Senior_Paper_Monitor wrote: »We are in the process of introducing a similar facility, but its not because of any security concerns on providing credit reports as above.
Ours is for exactly that reason; a credit report could absolutely ruin someone financially in the wrong hands with the amount of sensitive information on there.I am a mortgage adviser.You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Senior_Paper_Monitor wrote: »Or give the broker your user name and password (one by phone and one by email if you want to be cautious) let him/her download the document and then you change your password.
90% of our clients either email it or give us access password etc - the rest hand deliver (we scarcely start the advice process without the report(s) on our desk. No report = no DIP, let alone application)
That's a joke right?
Anyone who gives a company their login and password for anything is silly.
If you were representing me and you asked for that information, I will be running a mile.0 -
I dont ask for username/passwords but the people do give them to me.
If you cant trust a mortgage advisor who you are giving bank statements, payslips, debit card details, name, addresses, kids details etc etc - who can you trust?
If I was that way inclined I would have your bank details knowing that you have have thousands in your bank account for a deposit.
If you do not trust someone enough to give them your username/password for your credit report but you think its ok to give them your bank and personal details then I think you have your priorities mixed up.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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