Cheque Clearing

ExcludedCloud

Hi all

Might be a silly question but I have received a cheque from Halifax for PPI reclaim.

Now I want to pay this into my account in branch but I do not currently have a debit card as I am waiting for a replacement due to losing my old one (should arrive within 7 days).

My question is can I pay a cheque into my account in branch without presenting my debit card?

Also is it still the normal 2-4-6 clearing for a Halifax cheque paid into my Halifax account?

Thank you

grumbler

Yes, you can - with a pay-in slip. You can find a printed one in your cheque book if you have one or fill in a generic pay-in slip with your account details in a branch.

ExcludedCloud

That's great thanks a lot!

Does anybody know about the time for Halifax to clear a Halifax cheque - I would have thought it might be instant due to it being a cheque from themselves or am I wrong?

BMN

It won't be instant. Standard 2-4-6 clearing process I'm afraid.

dr_adidas01

BMN wrote: »

It won't be instant. Standard 2-4-6 clearing process I'm afraid.

The OP already stated they were aware of the 2-4-6 clearing cycle.

BMN

dr_adidas01 wrote: »

The OP already stated they were aware of the 2-4-6 clearing cycle.

Yes that's clear from their opening post. And that's exactly why I used the same 2-4-6 terminology without offering any additional explanation.

My post wasn't intended to make the OP aware of the 2-4-6 clearing cycle, but rather to inform them that a PPI cheque from Halifax paid into a Halifax account would be subject to the same 2-4-6 clearing cycle and would not clear instantly.

jonesMUFCforever

PPI refunds are drawn normally on a head office account of the bank so will not instantly clear.
Normal clearing cycle will apply.