PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pros and cons of buying a cottage?

Options
I hope you don't mind giving your thoughts, we currently live in a 10 year old house, which has recently been sold and are now looking for our next house.

We really like a semi detached character cottage but are worried we might cause ourselves a lifetime of hassle. However, we have no experience with an older property.

It does have double glazing and central heating and has been modernised to some extent while retaining original features. The energy efficiency relating is E with potential to become D with cavity wall insulation.

Does anyone who is perhaps a little more experienced that myself be able to highlight any drawbacks or advantages? Many thanks
«13

Comments

  • How old is it; is it listed or conservation area?
    A kind word lasts a minute, a skelped erse is sair for a day.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Older properties are not built to current standards so, for example, may be haredr to keep warm.

    They need more work and money to maintain them (just as with an older car!)
  • I would check that it does actually have cavity walls. I live in a house built in 1955 and it does not have cavity walls.
  • padington
    padington Posts: 3,121 Forumite
    It depends what type of cottage you're talking about, some are made to last and made much studier then the modern crap that is currently being made. Many cottages still have the same welsh slate roof tiles that were originally built over 125 plus years ago for example.

    With a new build it most certainly probably won't be welsh slate and certainly no one will guarantee the roof tiles will still be there after 25 years let alone 125 plus.

    You need to look into each individual cottage on its own merits. Once the attic is insulated and double glazing put in and central heating added, many cottages can be quite toasty inside too.

    Just make sure to get a survey done to be on the safe side.
    Proudly voted remain. A global union of countries is the only way to commit global capital to the rule of law.
  • SG27
    SG27 Posts: 2,773 Forumite
    I live in a grade II listed 300 year old cottage in a conservation area. I wouldn't change it for anything! It has exposed beams, inglenook fireplace original signal glazed sash windows. It has central heating and a stove so toasty in the winter and lovely and cool in the summer. The garden is bigger than any of the more modern houses we viewed. I don't think I could live in a characterless new build after living here.
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If the EPC says it has the potential for cavity wall insulation, the original building is either very small or it's not a cottage in the true sense of the word.

    It might be a house built in the cottage-style, like the one I lived in as a child, which was post war by a few years. That was essentially a modern house with 'cute' features, like sloping ceilings where you'd really prefer more headroom.

    Cavity walls became common around the 1930s and I'd expect a true cottage to go back at least as far as Edwardian times.

    Older cottages that have been modernised may have been done properly and sympathetically, but the odds are probably against it. Some are inherently well built anyway, but others, such as you'll find in Wales and the West, may have had the old render replaced with modern concrete and thus fail to 'breathe' as they were designed to do. This can lead to problems with damp, especially when paired with modern plastic windows etc.

    All that said, no house that's been standing for a few decades is going to be problem free. There were plenty of shoddy builds in the 60s/70s, and I live in one!:rotfl:
  • I_have_spoken
    I_have_spoken Posts: 5,051 Forumite
    edited 29 September 2014 at 9:03AM
    I hope you don't mind giving your thoughts

    Semi detached - poor sound insulation
    "Nail-sickness" with the tiles
    Lead pipes for the water supply
    Rusting water tanks in loft burst
    Low ceilings/door frames
    Missing/poor/bridged DPC
    Rotten joists and frames
    Untreated wood has woodworm
    Poor insulation
    Always feels damp in winter
    Not enough electrical sockets
    Decayed rubber insulated wiring
    Nothing is at 90 degrees
    Lath & plaster walls makes DIY a nightmare
    Lath & plaster ceilings 'blown'
  • I have lived in very old properties and new builds. Older properties tend to have poor plumbing with exposed pipes (plumbing and indoor toilets came along long after they were built). They are more prone to burst pipes in winter (cannot insulate them adequately). Cost more to heat and are impossible to tile. The walls are never what builders call "square or true".


    They must be alright though because they are still there after hundreds of years.
  • Doozergirl
    Doozergirl Posts: 34,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Semi detached - poor sound insulation
    "Nail-sickness" with the tiles
    Lead pipes for the water supply
    Rusting water tanks in loft burst
    Low ceilings/door frames
    Missing/poor/bridged DPC
    Rotten joists and frames
    Untreated wood has woodworm
    Poor insulation
    Always feels damp in winter
    Not enough electrical sockets
    Decayed rubber insulated wiring
    Nothing is at 90 degrees
    Lath & plaster walls makes DIY a nightmare
    Lath & plaster ceilings 'blown'

    Sometimes they've even been modernised slightly!
    Everything that is supposed to be in heaven is already here on earth.
  • arbrighton
    arbrighton Posts: 2,011 Forumite
    Ninth Anniversary Combo Breaker
    We live in a house/cottage built in the 1840s. Solid walls so definitely NO chance of cavity wall insulation there. It does however have a huge garden, beautiful brickwork and stone sills etc
    Some fairly unsympathetic extensions and renovations done by the previous owners and poorly fitted cheap UPVC which looks wrong and was definitely not helping with noise insulation or heating costs. The chemical damp course was probably pretty unhelpful as was repointing with modern cement. There is however loft insulation and wiring is ok.

    No, the walls/ ceilings are not square and the floors aren't entirely level but it's a house that everyone for miles knows.

    We're currently doing some work to update, but sympathetically. Wooden windows in keeping with the property that actually fit, repointing, new slates, replacing the lead/ iron water supply pipes (we'll not mention the leaking that had obviously been going on for YEARS)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.