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loan rejected
helzapoppin
Posts: 5 Forumite
my mate put in for a loan but was rejected the letter told him to search his credit file which is the best one to use. I know he is not on the electoral roll.
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Comments
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The one the lender used.0
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Experian, Equifax and Noddle. Noddle is free. Pay the £2 for statutory reports from the other 2.
Unlikely he'll get accepted for any credit without being on the electoral roll. FYI, it's actually illegal to not register on the electoral roll, and you'll end up being fined.Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.
ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.0
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