Santander Loan PPI or is it?

Rob50k

Hi,

I have been one of those "can't believe you took out PPI" types for sometime, even helping 3 relatives reclaim over £20k

So imagine my surprise when clearing out an old works draw the other day and found a loan statement from Santander, it was for a loan I paid off slightly early in 2011 for £10500 it showed the payments schedule and included was PPI at about £16 per month. I took the loan out in 2004.

I have called them up and they confirmed the loan had PPI on it and have sent the paperwork out.

Thing is the loan was taken out 10 years ago, and I can't really remember the details, I can't remember if it was actually a Santander loan or cahoot etc I expect I would have taken out the loan either by phone or online but not sure which.

What I do know is as a result of some time spent selling finance and insurance, I was pretty clued up on PPI products and realised that they didn't really suit my situation and I was careful to avoid them, but obviously not careful enough.

Thing is do I just answer 'don't remember' to all the questions or should I try and find some of the details from the bank, they seemed fairly helpful.

I don't want to be dishonest I just know that I wouldn't have knowingly taken out the cover but want to give myself the best chance of a positive result. Just been made redundant so every little helps.

Thanks in advance

amersall

Just answer honestly, it looks to me like Single Premium PPI, use this as one reason for mis sell.