We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
help with default on credit rating
chuppachop
Posts: 48 Forumite
please can anyone help I made a agreement with sainsbury's credit card to pay off 70% of the amount owed and end my agreement with them I done these last year but on my credit score it states im defaulting every month I knew it would make a impact but should it show as a default every month thanks:mad:
0
Comments
-
It should show as a settlement or partial settlement as of the date you settled it. If it's not showing that then you need to complain, saying you will go to the ICO and FOS if they do not mark it correctly.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
this noddle by any chance?Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
-
:oYes on noodle0
-
yeah don't worry they report the last status, ignore itDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
-
Depends if it shows as settled or satisfied on the report. If it doesn't then it's wrong regardless of monthly status.Still rolling rolling rolling......
<
SIGNATURE - Not part of post0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.2K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.8K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards