Buildings Insurance - Flat Roof Question

Mr_Ben

Hi

I'm in the process of obtaining my first mortgage, and have just received my buyers report.

There is a very small roof above the main entrance which is essentially a ledge/shelf structure, with no walls or enclosed area below.

The surveyor has referred to this as a 'concrete flat roof', so my question is do I class this as an area of flat roof when obtaining buildings insurance (Most insurance websites seem to ask for a percentage of flat roof)?

Hopefully I'm splitting hairs but I don't want to end up on the wrong side of a claim.

Thanks

InsideInsurance

From memory most insurers have an initial band of 0-20% or so rather than having 0% as a discrete option.

Assuming the insurer that you decide to go for does separate 0% from a small % then give them a call to check BEFORE buying the policy to check which way they fall