Ccj for no reason

MEM62

Dan2345 wrote: »

Because I wasn't sure I would win.. That's why.

But you are sure you would win now. What has changed?


I know I am playing devil's advocate but this is exactly the sort of thing you are going to have to convince the court of if you want to overturn the judgement. You have to put forward a very strong case as to why you admitted liability in the first place but now want to change your mind.


In the court's view, if your evidence is convincing enough to overturn the CCJ then it was convincing enough to defend it in the first place.

Dan2345

I was told by my boss to place a deal through a certain way, I then found out last week that he asked 7other individuals to place them through in the same way. I was only the one chased for commission to be returned

matttye

Dan2345 wrote: »

Can I approach the claimant and offer them a payment to have it withdrawn? I wont have £1300 in one payment but I could make it in two

Can you borrow £1300 and then pay the lender back in two payments?

I think I'd be leaning towards doing that rather than risking having a ccj for six years.

Dan2345

But would two payments take it off my credit file?

Tealblue

Dan2345 wrote: »

But would two payments take it off my credit file?

Only if they are both made within a month of the judgement. Why not talk direct to the CAB and get their help? Time is ticking...

rizla_king

CPR part 13 allowing you to apply for a set aside only applies to a default judgement. One where you did not reply to the claim form. You can't apply to set this one aside as you replied admitting the claim.

Dan2345

So its pay it soon or be stuck with it for 6 yrs?

Ive contacted the CAB and am awaiting a call back, they initially said send off a N9B of the form now to see if it has any effect

rizla_king

You ticked a box saying "I admit the full amount claimed as shown on the claim form", then signed and returned the form. So yes.