Claiming back CC charges for Currys/PC World warranty

jonesMUFCforever

wooder wrote: »

Well, I was there wasn't I...

Guess you aren't covered by EU law then..

After the next election when UKIP will hold the balance of power I certainly hope so.

NiftyDigits

agrinnall wrote: »

So two people can't be bothered to check what they're authorising or look properly at their statements, then start shouting that it's all somebody else's fault. Take some responsibility for your own actions and inactions, you might be successful in getting some or all of the money back but really neither of you deserve it.

I don't agree with this at all. If these people were 'savvy' they would likely not enter into one of these stores at all.
If you don't know exactly what you are doing, you can easily be lead astray.
It looks as if these two have been victims. I'm sure that there are many others.

That place should be put out of it's misery.

JohannahJ

I look at my statements but thought it related to something else so yes perhaps I'm at fault to some degree but I still feel they acted covertly and fraudulently

They have scammed me for 2 years ! I never agreed to it & never signed anything . Have called them & they said its my fault they offered to give me 3 months payments back as good will , but I'm not happy with that, it's fraud IMHO so I'm going to make a fuss . I will never buy from Currys PC world again even though I've bought everything from them in the past

planteria

thebritishbloke wrote: »

Small claims court will not be worth your time. I'd send them a letter asking for proof that you agreed to pay for this warranty, and if they can't produce it to refund all charges for the warranty.

If that doesn't work, you can try and argue it with your credit card provider.

this seems to be perfect advice to me.

have to say that i wouldn't have missed the payments leaving my account for 4 years though:silenced:

starM

Anytime I purchased item. From PC World/Currys. The counter receipt showed if I purchased product care/cover plan. Normally 1st payment for cover plan is applied at point of sale. Sometimes sales staff provide 1st month free. That is also shows up on your receipt as a discount.

As others have said send them a letter hopefully they will redund the money to you.

pvt

The idea that this is some kind of scam by the merchant is holed at the waterline by the fact that 99.99%, or more, of people would spot the outgoing charges from their CC.

It would be a very ineffective method of generating income given the resources that would be required to deal with the subsequent refund that 99.99% of people who check their CC statements and spot it would demand.

Persuading anyone that you would not have noticed a monthly payment clearly shown on every credit card statement you received over 4 years will not be easy.

Alison_Stack

“
So two people can't be bothered to check what they're authorising or look properly at their statements, then start shouting that it's all somebody else's fault. Take some responsibility for your own actions and inactions, you might be successful in getting some or all of the money back but really neither of you deserve it.
Originally posted by agrinnall

You should be grateful that you have this forum to check companies out. Don't be so arrogant!! Just because you are not on the receiving end of the scam. You need to learn to be sympathetic. I don't even know why you bother to register with this forum. People who were already upset and frustrated does not need you to add fuel to the fire

redpete

Alison_Stack wrote: »

I don't even know why you bother to register with this forum. People who were already upset and frustrated does not need you to add fuel to the fire

Seems that you register to resurrect a thread that goes back 12 months.

societys_child

Alison_Stack wrote: »

“
Don't be so arrogant!! Just because you are not on the receiving end of the scam.

But it's NOT a scam is it?
You walk out of the store with a receipt and paperwork detailing the transaction you've just made and then 4 years later start shouting scam

chanz4

reading courses are good, they do detail them on recipts