credit score

RhiRhi

Hi
the previous occupier of my address going back 9 years is still receiving bank statements to my address so Halifax still have this person registered at my address despite me owning the home through a mortgage with halifax. I have sent letters back saying not known at this address and the only way to remove him is by them contacting him by phone which i suspect will be 9 years out of date.
I've been told that his name and credit will not impact on mine despite his name registered through Halifax to my address but what i'm not convinced on is that where everyone scores things differently, the way that Halifax will score me to credit reference agencies for them to pass on to any lender, bank or credit card will not be affected.
Can anyone confirm how i stand?
thank you

Tixy

Your credit file is specific to you as an individual not an address.

His credit file will not affect your ability to get credit.

The only other people who may affect your ability to get credit are people shown as financial associates on your credit files (that is people you have or had a joint credit account with).

Nasqueron

If they keep coming after being returned unknown have a moan at the halifax