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EXCEL appeal refused

Afternoon, apologies if its yet another thread but im after specific help. I have sent the various letters as stated in the relevant threads i've been reading for months. However yesterday i received a letter to say that i have not offered mitigating circumstances and that if i do not pay by October 2014 (wont post exact date) they may commence legal proceddings.

I have sent the appeals letter, it was rejected as i knew it would. I have sent 2 furthermore letters, the latter being where they said they are unale to accept it, and it seems they missed the part of me asking for a POPLA code. I have also had 2 debt recovery letters however, after ignoring them, excel have started to write to me again.

Any help on what to do and/or what happens next would be brilliant,

Thanks again.

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