Admiral, Named Driver Claim

waffles

So I have a multi car policy with my parents and have my partner as a named driver on my policy.

My named driver has had a small accident causing no damage to my car but a dent in a parked car's door in my office car park.

My colleague has told his insurance who are already 'dealing with it'.

Does anyone know if this is going to affect my NCB and will I have to declare the accident when renewing in the future if I omit my partner in future policies?

Admiral say:

Can a named driver on my policy earn their own No Claims Bonus?
Yes, they can build up their own No Claims Bonus to use on another Admiral policy, ready for when they take out their own insurance. It's ideal if you've put your son or daughter on your policy, as it should help make their insurance easier to afford when they have their own car.

What about No Claims Bonus with MultiCar?
Each driver on the MultiCar policy builds up their own No Claims Bonus (it works the same way as named drivers, above). If one driver on the policy makes a claim and loses some or all of their No Claims Bonus, it doesn't affect the other drivers - their No Claims Bonus stays the same.

But I can't work out what that actually means for me. I haven't rung and spoken to Admira yet at all - do I need to report it or something or is that not necessary? Thanks

Quentin

waffles wrote: »

Does anyone know if this is going to affect my NCB and will I have to declare the accident when renewing in the future if I omit my partner in future policies?

.......But I can't work out what that actually means for me. I haven't rung and spoken to Admira yet at all - do I need to report it or something or is that not necessary? Thanks

Any claim against your policy will affect your NCB (assuming it's not protected)


You will have to disclose this to future insurers - against your partner if she is a named driver or a part of your claim history if you omit your partner


You do need to report the incident to your insurer now.