We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

please help on financial disassociation

Hi everyone,

My wife and I shared a joint account since 2012 and live together at the same address.

Is that possible to remove the financial association on the credit report, if we close our joint account?

many thanks, if anyone can help me on this.

Comments

  • Yes, if you no longer have any joint financial products.
  • Tixy
    Tixy Posts: 31,455 Forumite
    Yes. Once any/all joint accounts are closed then you can file a notice of disassociation.

    Sharing an address is not an issue. Shared joint accounts/joint mortgage etc are.

    You will need to file a separate notice to each of the 3 agencies (or whichever have the association showing).
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi Helloyi621,

    If the association is showing on your Experian report, you can request a financial disassociation once the joint account has been closed.

    You can do this by completing the online form found here.

    Or you can download a form and send it to us.

    Kind regards
    Neil
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • Hi Tixy,

    if gas & elec bill or city council bill letters show both our name, will this be OK make disassociation?

    many thanks
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.