Both credit card details stolen

yangptangkipperbang

zagfles wrote: »

They don't. The CCA 1974 gives greater protection for credit cards, for instance in the case of gross negligence, you can only be held liable for £50 with a credit card but the lot with a debit card (though not sure what happens if the debit card spending causes you to go overdrawn - that might then be covered by the CCA, not sure).

Plus if a debit card is used it's your money, you're out of pocket till it's sorted, could cause DD's etc to bounce, with a credit card it's the bank's money.

"I'm even more amazed at the number of people who do this with their debit card...."

...............and who don't know what level of protection is offered by each type of card.
1. Most of the protection offered on a credit card is covered by Sect 75 of the CCA. ie: The LAW.,
2. Most of the protection offered on a debit card is covered by the goodwill of the finance house. ie: you have NO legal backup.