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Impeccable credit record – can’t get credit

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Comments

  • pr007
    pr007 Posts: 7 Forumite
    Thanks for the advice on the credit cards.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do you have a financial association with an 'undesirable'!?


    If you hadn't disclosed your profession I'd also have suggested possible CIFAS markers.
  • downhillfast
    downhillfast Posts: 968 Forumite
    Part of the Furniture Combo Breaker
    Do you live in a flat? When I apply for credit I have to make sure I drop the 'ground floor flat' part from my address as that is not how it appears on the electoral roll ;)
  • pr007
    pr007 Posts: 7 Forumite
    Its not a flat and i'm not associated with anyone I've checked with Equifax, CallCredit and Experian. Its just baffling (and frustrating) but no-one seems to be able to shed any light!
  • Tixy
    Tixy Posts: 31,455 Forumite
    Considering you can find no other problems it may be worth checking your data held by national hunter and CIFAS by a subject access request to each (£10 cost)
    Probably won't show up anything but given the situation you are in then I would double check.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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