Insurance for goods by courier

Hello everyone,

I was wondering how I would go about insuring four packages which I am couriering from the uk to the Channel Islands. The courier service I have paid for says that there is 'no insurance provided for my consignment'. Can they transport things legally without insurance?

If so, how do I get one off insurance cover for the packages on their journey from the uk to the Channel Islands? The goods in transit insurance I have been looking at all seems to be geared towards courier companies not individuals. Any help getting my goods insured would be appreciated! Time is of the essence though as they are coming tomorrow! :eek:

Thanks in advance to anyone who has more of a clue than I do! :D

Klr

Comments

  • huckster
    huckster Posts: 5,165 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes they can transport goods without Insurance.

    Not aware of any policy for this situation.

    If you don't receive the goods, can you not claim your money back ?
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • If they wont insure your items then it would appear you chose the wrong company to use.

    Either send it uninsured or use someone that will insure it.
    Censorship Reigns Supreme in Troll City...

  • Thanks huckster- they've limited liability to £50 and I'm transporting a TV which was £600, a bike and some books. I've seen on some other threads that household goods in transit insurance may be an option. Also morethan may provide it under their contents insurance.

    Forgotmyname I know it is not ideal but I move out tomorrow and don't have time to change couriers at this late stage. Hence why I'm looking for insurance cover for my items.
  • huckster
    huckster Posts: 5,165 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Klr wrote: »
    Thanks huckster- they've limited liability to £50 and I'm transporting a TV which was £600, a bike and some books. I've seen on some other threads that household goods in transit insurance may be an option. Also morethan may provide it under their contents insurance.

    Forgotmyname I know it is not ideal but I move out tomorrow and don't have time to change couriers at this late stage. Hence why I'm looking for insurance cover for my items.

    I have not arranged transit cover for years, but from what I remember it was a minimum premium of £100. There is a brokers called Insurance2day, but they are not open until 9am tomorrow morning.

    Courier companies can get it cheaper, because they are arranging it on a large number ot items,
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    tvs are normaly excluded anyway
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Nasqueron
    Nasqueron Posts: 10,467 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Depends which courier but main ones like TNT and DPD over enhanced liability options for cover up to £15000 or so though they tend not to cover laptops, never tried to ship a TV though

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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