Payment of LHA to boyfriend as Landlord

missapril75

FBaby wrote: »

If as a single parent you can earn the equivalent of £20K + tax free and you would lose all this if moving with a partner .

That's a pretty big if. The single situation I came across involved "losing" living in a crap B&B (hence the council using it rather than paying guests) with no privacy, nowhere to call home, no security, no kitchen facility etc and gaining all those things (and extra money too) instead.

I imagine for most people considering the option - if they had even heard of it - we'd be talking much lower level incomes.

FBaby

missapril75 wrote: »

That's a pretty big if. The single situation I came across involved "losing" living in a crap B&B (hence the council using it rather than paying guests) with no privacy, nowhere to call home, no security, no kitchen facility etc and gaining all those things (and extra money too) instead.

I imagine for most people considering the option - if they had even heard of it - we'd be talking much lower level incomes.

Well clearly OP would already be an exception to the above as he can't be doing too badly financially if he can consider getting a second mortgage and she wouldn't be in horrible living arrangements if she moved in his house.

James_B.

New_User wrote: »

Each case will be different...
But there's something to be said for having your own space, peace and quiet when you want it.

This is true, but the normal thing to do would be to get a shed, or go for a walk in the park, not to expect the state to get your girlfriend a house that you end up owning.

New_User

missapril75 wrote: »

That's a pretty big if.

I imagine for most people considering the option - if they had even heard of it - we'd be talking much lower level incomes.

Sorry, I don't follow; If they had even heard of what?

New_User

James_B. wrote: »

This is true, but the normal thing to do would be to get a shed, or go for a walk in the park, not to expect the state to get your girlfriend a house that you end up owning.

I'd rather end up with a house than a shed!
I think OP would be better off if his GF got a job and became a tenant.
That would remove all the LHA problems.
But he'd need to sort out childcare somehow...

New_User

There hasn't been much mention here regarding the child's father.
OP says that he's paying "maintenance" - but is that enough to cover child care?

If the father sorted out childcare, then the ex-wife could work and not rely on benefits.

I can see that OP is taking advantage of the benefits system, but he is not the cause of the problem. So he should not be the only one being blamed here. OP is actually taking on another man's ex-wife and child, so he may deserve some credit for that...?

James_B.

New_User wrote: »

I'd rather end up with a house than a shed!

Me too, but needs must. If someone can't afford to buy their girlfriend a house with own funds then the state is not likely to step in and help.

fluffy70

New_User wrote: »

. OP is actually taking on another man's ex-wife and child, so he may deserve some credit for that...?

Good God!!!!! :eek::eek:

New_User

fluffy70 wrote: »

Good God!!!!! :eek::eek:

OK, we don't know the exact details here.


But there are plenty of cases where a father abandons his girlfriend and child(ren).
These fathers may pay no maintenance, but another man who takes the mother and child into his house ends up being worse off.


The mother loses all her benefits, but is probably still unable to work much, because she needs to look after her child(ren).


So the new man has to pay for the woman, the children, the bills etc.


Now if the original father hadn't got the woman pregnant, the woman would be able to work and the new man wouldn't end up worse off.


Obviously it's the new man's choice. He knows what he's taking on.


But I'd just noticed that in these posts, no one had mentioned the biological father...

FBaby

You know you can have children AND work. I'm sure a few million mothers do so every day in this country!