Does using a credit card at at ATM to withdraw cash affect you credit worthiness?

Typhoon2000

Do credit cards report if you uses a credit card to withdraw cash? Is this looked upon unfavourably by other lenders even if you clear the balance in full every month?
Thinking of getting a zero loading card to use at ATMs overseas, but won't bother if it gets reported.
Thanks

thebritishbloke

Yes they do. If you're doing it regularly and not paying it in full, then it may look bad, however doing it when you're on holiday won't really make a difference, especially not if you're paying all your cards in full on time.

phona

I don't think they all do [citation needed].
But it is probably the cheapest way to get foreign exchange so it's a good idea even if they report it. Cash advances can look bad as they can be interpreted as desperation for money. It won't look bad combined all your payments in full and on time though - desperate people usually pay minimum.