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Lloyds PPI 'Get out cause'
Lwsawt
Posts: 2 Newbie
Hi, I have a question about my PPI
Lloyds are currently looking at my claims over 4 previous loans from 1998 to 2006. They asked what job I was doing and I replied I was in HM Forces throughout the whole period so I didn't need PPI as the forces would cover me for everything (death, injury, secure income etc)
Lloyds then asked a very strange question asking 'Is it fair to say you could be called up to war at any point?'
Naturally I replied yes and the conversation basically ended there with them saying they would write to me with a decision.
Does anyone think or know if this is one of their 'get out causes'?
Any help would be gratefully received.
Lloyds are currently looking at my claims over 4 previous loans from 1998 to 2006. They asked what job I was doing and I replied I was in HM Forces throughout the whole period so I didn't need PPI as the forces would cover me for everything (death, injury, secure income etc)
Lloyds then asked a very strange question asking 'Is it fair to say you could be called up to war at any point?'
Naturally I replied yes and the conversation basically ended there with them saying they would write to me with a decision.
Does anyone think or know if this is one of their 'get out causes'?
Any help would be gratefully received.
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Comments
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Death is not covered by PPI so that is irrelevant.I was in HM Forces throughout the whole period so I didn't need PPI as the forces would cover me for everything (death, injury, secure income etc)
Injury - possibly.
Secure income - there are plenty in the armed forces who have found themselves redundant.
I'm not entirely of the reason for Lloyds' question, or if there was a missale but your reasons for not needing cover are not conclusive.0 -
At the time of the loans, redundancy was not an issue and therefore not needed. But thanks for the reply0
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I do hope if you were mis-sold that you win the case.
However, it is worth noting that the UK armed forces total number fell from 1998 (210,100) to 2002 204,700. It then rose again to 207,000 in 2004 and then fell to 195,900 by 2006 so even HM Forces were not immune even then.
http://www.theguardian.com/news/datablog/2011/sep/01/military-service-personnel-total
http://www.telegraph.co.uk/news/uknews/1431187/Armed-Forces-face-big-new-cuts-say-Tories.htmlSam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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