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LBM for the final time
Comments
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£20 petrol gone in the car and just milk today so a lot cheaper than a normal week for me. I'm going to start tallying up NSD from the beginning of next month.
My new spreadsheet starts the beginning of next month too so I will know exactly where my money is going.Saving for Xmas 2015 #84 £163.00 ~ £365
SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
NSD J 19/19 F 7/10
Lunches to Uni F 6/16
Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid0 -
Hi, great start, just keep it going. I get all excited when I start and then get despondent when something goes wrong or there's no money to pay towards debts. You're so right about needing a treat from time to time, if you don't have little treats I find you end up blowing it on a big treat.
I have to say I love a spreadsheet or 2 as well
. Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
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There's where I always go wrong wannabe I get fed up of never having anything nice but I have decided this time I will allow myself £2 a month to spend in the pound shop as I can get two nice bits from there.
Today will be a NSD as I'm working if my work ever turns up. Student finance have my form no so fingers crossed I will get my first payment mid October and I can make a nice dent in my debts. I've put some yoghurt in my easiyo as I haven't had yoghurt for ages and I and going to use the sachets up I had bought for my for Christmas, looking forward to it as it's so much nicer fresh.
Not a lot else today as I will be busy working.Saving for Xmas 2015 #84 £163.00 ~ £365
SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
NSD J 19/19 F 7/10
Lunches to Uni F 6/16
Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid0 -
Spreadsheets, graphs, yogurt and treats, yep we are going to get on well!!! XxxGrocery Challenge £2400/Spent £90.73
£2024 in 2024 - £605.27
DF 30/11/22
Retired 31/12/230 -
Lol purplefran my three favourite things are spreadsheets with graphs, yoghurt, and treats how sad is that lol xx
I have had a NSD again and also a earn day I have earned about £100 today which will be in my bank mid October it will defiantly go on debt busting. I love my job I get to meet new people and I am a people person. Just been offered another £92 worth of work but I won't get that until November but every little helps towards debts. It's going to be a good few months.
I have decided my two pound will go on some smellies just for me and will be hidden from dd lol my pound shop does perfume which smells like branded smellies so I'm going to get a bottle of that and some nice bubble bath. A treat once in a while won't break the bank.Saving for Xmas 2015 #84 £163.00 ~ £365
SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
NSD J 19/19 F 7/10
Lunches to Uni F 6/16
Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid0 -
Good for you, you deserve the treats. It does feel good to earn money and like you say, every little helps xGrocery Challenge £2400/Spent £90.73
£2024 in 2024 - £605.27
DF 30/11/22
Retired 31/12/230 -
I'm off to town today to get my stationery for uni. I'm back there on Monday I just need a paper pad and just some folders. The pound shop have folders for on two for a pound they aren't the best quality but they don't need to be as they are just for organising my notes for 12 weeks at a time. I also need a diary for planning the dreaded homework I don't think you ever like homework doesn't matter how old you are lol.
I'm off to haggle with the meat man in the market again last time I got thre huge gammon joints for £6 so off to try my luck again while I'm there. My eon bills paid and £100 off my credit card so I will update my first post....that's all for now have a good day all.Saving for Xmas 2015 #84 £163.00 ~ £365
SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
NSD J 19/19 F 7/10
Lunches to Uni F 6/16
Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid0 -
Sounds like things are going well! I love reading about what everyone else is cooking- food for thought!
3 gammon joints for £6 is fantastic!!! Good luck with todays haggling!!!!Total Starting Debt August 2014- £38,061
Current Debt- £3600
Mortgage Offset Savings- £600
90.5% paid off so far...0 -
Hi pink poppies love the name
Well did not bad, stationery for the year cost me £8 for everything even got a really nice student diary for 99p how some large stores charge five pound plus is rediculous. Then went to the market they do trays 7 for £20 but I got 9 for £20 yayyy go me and three gammon joints for £6 again so not a bad shopping trip
I love haggling at the market and the butcher kind of expects it from me now lol.
Freezers fit to bursting with meat now can't fit another thing in there.
I also got my perfume and bubble bath so a total of £36 spend today.Saving for Xmas 2015 #84 £163.00 ~ £365
SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
NSD J 19/19 F 7/10
Lunches to Uni F 6/16
Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid0 -
Ok a bit of advice needed my daughters dad who she hasn't seen since she was one has had a stroke and is now in a care home, his wife found me on Facebook and told me. Then she tells me that dd,s aunts (on fathers side) wants to meet her and wants to take her to come to the home with me as well as her dad's been asking to see her. I really don't know what to say she doesn't know either of them and has had a really hard time this year with my mum having cancer. I am so tempted not to tell my daughter but then I don't know what would you all do?Saving for Xmas 2015 #84 £163.00 ~ £365
SPC 2015 # 43 (£340.28) banked + (£3.86) in SP £344.14 Total ~ £500
NSD J 19/19 F 7/10
Lunches to Uni F 6/16
Loan: [STRIKE]£2000[/STRIKE] £1000 50% paid, Mum [STRIKE]£7800[/STRIKE] £4900 33.7% paid, [STRIKE]CC £200 [/STRIKE] PAID ,[STRIKE] DWP £740.16[/STRIKE] £544.16 26.5% PAID, Over draft £2000 Total [STRIKE]£12740[/STRIKE] £8444.16 33.7% paid0
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