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ATM's in Europe

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  • sunderblund
    sunderblund Posts: 102 Forumite
    As long as the ATM excepts your card, E.G. Visa matercard etc, it dosent matter what bank you use as its your own bank charges that only apply, The nationwide debit and credit cards are the best for use abroad low charges and best exchange rates.

    Learn from the mistakes of others - you won't live long enough to make them all yourself.
  • nikkig_3
    nikkig_3 Posts: 142 Forumite
    I have applied for the nationwide credit card and it should arrive anyday. so will use for purchases.
  • mariauk
    mariauk Posts: 1,340 Forumite
    1,000 Posts Combo Breaker
    Hi

    I used my Nationwide credit card in Paris a few weeks ago for cash withdrawal at La Poste and Societe General and was charged £3.06 per transaction and the £1.50 overall by Nationwide. Exchange rate was 1.47. Hope this helps!

    Maria
    :drool: :dance: Timberlake Hussy Clique Member No 3 :dance: :drool:
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    As long as the ATM excepts your card, E.G. Visa matercard etc, it dosent matter what bank you use as its your own bank charges that only apply ...
    This is not correct. Local banks or owners of cash machines also can charge you sometime - the same as we have here in UK.
  • pin
    pin Posts: 4,265 Forumite
    Part of the Furniture Combo Breaker
    mariauk wrote:
    Hi

    I used my Nationwide credit card in Paris a few weeks ago for cash withdrawal at La Poste and Societe General and was charged £3.06 per transaction and the £1.50 overall by Nationwide. Exchange rate was 1.47. Hope this helps!

    Maria

    You should try and avoid using a credit card for ATM withdrawals if you can, because they normally charge a daily interest rate (on top of a withdrawal charge). Try and use a debit card if you can (and preferably get hold of a Nationwide debit card).
    "An eye for an eye leaves the whole world blind" - Mahatma Gandhi
  • BNU_2
    BNU_2 Posts: 505 Forumite
    I agree Nationwide Debit Card is definitely the best for overseas withdrawals. We spent 2 weeks in Paris over Christmas and used ATMs roughly 3 times a week in different Banks' machines and were not charged at all. In fact the rate of exchange was better than if we had taken cash.

    Also if you buy white goods/electricals with their creditcard and phone to register them with Nationwide you are given an additional year's warrantee free on top of the manufacturer's guarantee.
    :EasterBun
    [SIZE=-1]I can resist everything except temptation. [/SIZE]
    [SIZE=-1] Oscar Wilde [/SIZE]
  • pin
    pin Posts: 4,265 Forumite
    Part of the Furniture Combo Breaker
    BNU wrote:
    Also if you buy white goods/electricals with their creditcard and phone to register them with Nationwide you are given an additional year's warrantee free on top of the manufacturer's guarantee.

    Should point out this doesn't apply to goods purchased outside of the UK, as I just found out recently.
    "An eye for an eye leaves the whole world blind" - Mahatma Gandhi
  • sunderblund
    sunderblund Posts: 102 Forumite
    If you use the same common sense as in the u.k. (Not useing minimarket cash machines etc which charge) and sticking to The country of your visit main banks, you should not incur any extra charges other than that by your own banks terms and conditions.

    Learn from the mistakes of others - you won't live long enough to make them all yourself.
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