Apply now or wait?

kasperblue

I moved home on 3rd September (I own the home / have a mortgage). I want to change my mobile phone contract to a new provider as the signal in my new home is poor and I'm up for renewal anyway.


I'm worried about the application for credit. I've got a great credit history but will the fact I've moved home very recently stop me getting a contract with EE?


I've filled in all my forms for change of addresses, council tax, utilities, banks etc but is it too soon and should I wait....but if I wait how long until everything settles down?


Thanks

Tixy

You may well find you would get accepted straight away.

However, I would wait until your existing bank some of your credit providers have updated your credit files with the new address, and would also inform the credit ref agencies of your new address yourself (e.g. by requesting a copy of your credit report at the new address).

I probably wouldn't bother waiting until your new electoral roll information appears on your credit file, as that could take a few months.