Need to get myself together: The beginning

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  • monz
    monz Forumite Posts: 4,129
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    Thank you :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • She is a wee diamond so she is.

    It will be hard to explain to him but try not to stress about it too much.

    Dxxx
  • abba1772
    abba1772 Forumite Posts: 7,744
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    I was single for 5 years with two kids before I met my husband with 17k of debt but I scrimped and scraped and spent time with them after explaining I didn't have a lot of money and we got there in the end........kids prefer hugs and kisses and time doing on them, that's what they remember when they're older xx
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  • monz
    monz Forumite Posts: 4,129
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    Thanks :)

    Well I had a talk with him last night and he asked what his dads name was and to see pics so I showed him and he went I dont like daddy, I love my mummy. I was so touched I waited until he was in bed and had a little cry. Was weird hearing him say his dads name too lol.

    Anyway thank god thats over with xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Forumite Posts: 4,129
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    Today paid 50p to my 1v100 days.

    Also last ngiht cancelled my sky movies. I know I ws getting it for £8 a month and they offered down to £5 a month. Tbh I can just watch things online and or normal tv :). So saving £8 a month. Also thinking cancelling my landline as well £15 per month with sky and I have a mobile its not worth the money and only ppl who call me are my parents... and debt collectors for some random who is not me!!??

    So still deciding x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Also as I like my countdowns... 14 days until payday :)

    Also started my new spreadsheet for paying things as after Christmas and rounding things off. Also as Next will be paid by then woo!! I will be tackling that overdraft. :) Then its full on loan pay off :D x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aloofdragon
    Aloofdragon Forumite Posts: 339 Forumite
    Aww well done flower, a huge relief no doubt and even though there will be other conversation and questions all you can do is answer honestly as you can..


    Can you cancel your landline with sky then I had no idea we both have mobiles and never use the house phone.. I'm sadly wishing months away especially as it is my favourite time of the year Christmas but just want euro Disney and Christmas over so I got no unexpected expenses spoiling my debt busting lol


    have a lovely evening x
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
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    Yeah I will always be honest just have to be careful what I say each time.

    Yeah as thTs separate from internet. I'm seriously considering it, only had it cos signal is poor at mine but 15 a month. Close to cancelling sky altogether but not there yet lol :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz
    monz Forumite Posts: 4,129
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Forumite
    13 days until payday :)

    Going out for dinner tonight with an old friend and out tomorrow night (not drinking and taking car.) Need to watch the pennys :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Aloofdragon
    Aloofdragon Forumite Posts: 339 Forumite
    O a social butterfly haha enjoy your meals out Hubby is dragging us out tomorrow as we haven't been for a while unless it is for someone elses birthday etc.. can taste the steak now !! xx


    Yup 13 days til payday :)
    Weightloss -36.5lb/64lb.
    Christmas savings £200/£800.
    Hol savings £300 /£500.
    Birthday savings £50 /£100.
    100 days #20 Credit union £40/£1150
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