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Need to get myself together: The beginning
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Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
She is a wee diamond so she is.
It will be hard to explain to him but try not to stress about it too much.
Dxxx0 -
I was single for 5 years with two kids before I met my husband with 17k of debt but I scrimped and scraped and spent time with them after explaining I didn't have a lot of money and we got there in the end........kids prefer hugs and kisses and time doing on them, that's what they remember when they're older xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Thanks
Well I had a talk with him last night and he asked what his dads name was and to see pics so I showed him and he went I dont like daddy, I love my mummy. I was so touched I waited until he was in bed and had a little cry. Was weird hearing him say his dads name too lol.
Anyway thank god thats over with xxDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.801 -
Today paid 50p to my 1v100 days.
Also last ngiht cancelled my sky movies. I know I ws getting it for £8 a month and they offered down to £5 a month. Tbh I can just watch things online and or normal tv. So saving £8 a month. Also thinking cancelling my landline as well £15 per month with sky and I have a mobile its not worth the money and only ppl who call me are my parents... and debt collectors for some random who is not me!!??
So still deciding xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Also as I like my countdowns... 14 days until payday
Also started my new spreadsheet for paying things as after Christmas and rounding things off. Also as Next will be paid by then woo!! I will be tackling that overdraft.Then its full on loan pay off
x
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Aww well done flower, a huge relief no doubt and even though there will be other conversation and questions all you can do is answer honestly as you can..
Can you cancel your landline with sky then I had no idea we both have mobiles and never use the house phone.. I'm sadly wishing months away especially as it is my favourite time of the year Christmas but just want euro Disney and Christmas over so I got no unexpected expenses spoiling my debt busting lol
have a lovely evening xWeightloss -36.5lb/64lb.
Christmas savings £200/£800.
Hol savings £300 /£500.
Birthday savings £50 /£100.
100 days #20 Credit union £40/£11500 -
Yeah I will always be honest just have to be careful what I say each time.
Yeah as thTs separate from internet. I'm seriously considering it, only had it cos signal is poor at mine but 15 a month. Close to cancelling sky altogether but not there yet lolx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
13 days until payday
Going out for dinner tonight with an old friend and out tomorrow night (not drinking and taking car.) Need to watch the pennysxx
Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
O a social butterfly haha enjoy your meals out Hubby is dragging us out tomorrow as we haven't been for a while unless it is for someone elses birthday etc.. can taste the steak now !! xx
Yup 13 days til paydayWeightloss -36.5lb/64lb.
Christmas savings £200/£800.
Hol savings £300 /£500.
Birthday savings £50 /£100.
100 days #20 Credit union £40/£11500
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